Author Archives: Jessica Holguin

Personal Injury Law – The Basics
Personal injury law is the field of law that deals with physical injuries caused by another person’s negligence. Personal injury cases may include but are not limited to traffic accidents and injuries, premises liability injuries, medical malpractice injuries, and product liability injuries. If you are injured because of someone else’s negligence in the greater… Read More »

Bankruptcy Instead of Divorce
Everyone knows that money troubles are one of the predominant reasons that married couples divorce. Money problems, however, are problems that many couples can work through, so a heartbreaking divorce is not necessarily the solution. In fact, divorce rarely helps anyone financially, and most people who divorce end up with more money problems rather… Read More »

The Homestead Exemption In Bankruptcy
In an Illinois personal bankruptcy, the homestead exemption can protect part of the equity in your home. Under the Illinois bankruptcy exemption system, homeowners may exempt up to $15,000 of their home equity or other property covered by the homestead exemption. The Illinois homestead exemption requires you to be the property’s legal owner to… Read More »

DUI Checkpoints In The Chicago Area
In Illinois, sobriety checkpoints are legal and conducted frequently. These checkpoints are police traffic stops that are not tied to any specific or individual suspicions. Locations selected for checkpoints are random and temporary. If you are arrested for driving under the influence at a DUI “checkpoint” in the Chicago area, obtain legal representation immediately… Read More »

Bankruptcy And The Wildcard Exemption
If you’re in the Chicago area and you’re struggling with mounting debts, you are not alone. Thousands file for personal bankruptcy every year, and if you choose bankruptcy in Illinois, you will not lose everything you own. Before you make any decisions or take any legal action, speak first with an experienced Chicago bankruptcy… Read More »

What Bankruptcy Can Do For You
There’s no rule or law about when you should file a personal bankruptcy in Illinois. An experienced Chicago bankruptcy lawyer will evaluate your personal financial situation before suggesting any specific legal alternative. In some cases, bankruptcy will be the only practical option; for others in debt, a different strategy may be less expensive but… Read More »

Prescriptions And Over-The-Counter Drugs
In all fifty states, DUI and DWI laws prohibit driving under the influence of alcohol, pot, and legal as well as illegal chemical substances and pharmaceuticals. The DUI law in Illinois makes no exceptions for legally-prescribed medications. Common pharmaceutical drugs that impair a user’s driving ability include Oxycontin, Vicodin, Demerol, and Dolophine – but… Read More »

Buyer or Seller, You Need A Real Estate Lawyer
It’s a good time to buy a home. Both locally and across the nation, all of the economic signs are encouraging. If you do it the right way, buying and selling real estate in the Chicago area doesn’t have to be fraught with anxiety. Whether you’re a first-time homebuyer or a seasoned real estate… Read More »

Why Do Millionaires File For Bankruptcy?
Most people think the word “bankruptcy” is a synonym for the word “broke,” and while that’s not precise, it’s usually close, but not always. If you are dealing with mounting debts in the Chicago area, and if you don’t see any realistic way to pay those debts, discuss your financial circumstances at once with… Read More »

Some Misconceptions About Bankruptcy
Like almost anything in life, bankruptcy is something that you have to experience to understand fully. Those who haven’t experienced it may be misinformed by the many myths and misconceptions that are passed around regarding bankruptcy. If you are struggling with overwhelming debt in or near the Chicago area, and all of your own… Read More »