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Category Archives: Chapter 13 Bankruptcy


How Long Does Chapter 13 Bankruptcy Affect My Credit Score?

By Bentz Holguin Law Firm, LLC |

By the book, a Chapter 13 filing falls off a credit report seven years after discharge (not seven years after filing), at least in most cases. The waiting period for Chapter 7 is a little longer, usually ten years. However, the judge usually discharges (closes) a Chapter 7 within months, and a Chapter 13… Read More »

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