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Over 30 Years Experience

We take pride in developing mutually beneficial
relationships with our clients.

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Our goal is to make bankruptcy as affordable as
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We ensure that each client understands every aspect of
his or her case or legal issue.

Chapter 7 Bankruptcy Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the most commonly-filed type of personal bankruptcy in the Chicago area. It is also known as Individual Liquidation, Liquidation Bankruptcy, or Straight Bankruptcy. Essentially, all of an individual’s unsecured debts are...

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Chicago Chapter 13 Bankruptcy Chapter 13 Bankruptcy

Chapter 13 bankruptcy is also known as personal reorganization or reorganization bankruptcy. More accurately, it is usually referred to as a Wage Earner’s Plan since it is essentially a tool that allows debtors to implement a practical...

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Chicago Debt Relief Debt Relief

If you need debt relief, bankruptcy may be your best option, but it is not your only option. In the Chicago area, the experienced Chicago debt relief lawyers at the Bentz Holguin Law Firm can help you file for bankruptcy, but we can also...

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Chicago Chapter 7 & 13 Bankruptcy Lawyer

Bankruptcy Counsel & Foreclosure Defense

Top 10 Chicago 2024The Bentz Holguin Law Firm, LLC, is a full-service law firm providing the Chicago area with bankruptcy services, criminal defense, IRS debt negotiation services, and a complete range of additional legal services. If you need legal help, contact the Bentz Holguin Law Firm immediately for a free consultation. We understand that no matter how similar two cases may appear, no two cases are ever identical in all respects, and our attention to detail allows us to create winning strategies that are tailor-made to suit the needs of each client.

Our Chicago bankruptcy lawyers take pride in developing mutually beneficial relationships with our clients by ensuring that each client understands every aspect of his or her case or legal issue.

Chicago Chapter 7 Bankruptcy

If you are wrestling with overwhelming debt in the Chicago area – and the debt is winning – we can help. One option is filing a Chapter 7 bankruptcy, the most frequent kind of personal bankruptcy. A Chapter 7 bankruptcy discharges credit card debt, medical debts, auto loans, mortgage debt, and sometimes more. Since Chapter 7 bankruptcy is designed for average-income and low-income persons, you must pass a means test to qualify. The test compares your income against the median household income in Illinois. Almost anyone whose income is below the median will be eligible for Chapter 7 bankruptcy, but if your income is higher, you may still qualify under certain conditions. Bankruptcy isn’t for everyone who is struggling with debt, but for some, a Chapter 7 bankruptcy is the only realistic option. When you consult an experienced Chicago Chapter 7 bankruptcy lawyer at the Bentz Holguin Law Firm, we can evaluate your financial circumstances and offer you practical advice regarding the means test, bankruptcy, and your other legal options.

Chicago Chapter 13 Bankruptcy

A Chapter 13 bankruptcy is a legal tool that allows debtors to create and follow a realistic debt payment plan. When you file for bankruptcy under either Chapter 13 or under Chapter 7, an order for relief – an “automatic stay” – goes into effect. The automatic stay prevents creditors from harassing you about mortgage debt, credit card debt, auto loan debt, and medical bills during the period of the bankruptcy. A Chapter 13 bankruptcy usually allows those with a regular income to pay their debts over a period of three-to-five years, and it consolidates those debts into one monthly payment. It’s the legal way to avoid foreclosure or repossession and to begin managing out-of-control debt effectively. A number of factors determine if you are eligible to file a Chapter 13 bankruptcy. In the Chicago area, if you believe that a Chapter 13 bankruptcy might be best for you, speak right away with an experienced Chicago Chapter 13 bankruptcy lawyer at the Bentz Holguin Law Firm.

Contact Our Experienced Chicago Bankruptcy Lawyers Today

The larger law firms handle a huge volume of cases and often cannot give a particular case the special attention it needs. In those firms, the “smaller” cases are often passed on to junior associates who may not be adequately experienced or sufficiently qualified. The experienced Chicago bankruptcy lawyers at the Bentz Holguin Law Firm handle your case personally; you aren’t handed over to an assistant, and you never become just another case number. The Bentz Holguin Law Firm maintains high professional standards; provides affordable, quality legal services, and works hard to bring your case or legal concern to its best possible resolution. Contact the Bentz Holguin Law Firm today and schedule a free consultation by completing the form on this website’s contact page or by calling 312-647-2116.

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Adam Holguin
Jessica Bentz
Adam Holguin View Profile

When you or a loved one is in the midst of a legal problem, it is important to have the best team on your side to watch after your interests. You need a law firm that gets results. With over thirty years of combined experience, the Lawyers at Bentz Holguin Law has have the ability to litigate your case. Adam Holguin works almost exclusively on personal injury and bankruptcy law. Adam takes a client-focused approach to the practice of law by creating a team effort between lawyer and client, and by maintaining open and consistent communications.

Jessica Bentz Holguin View Profile

Jessica Bentz Holguin is the managing lawyer of Bentz Holguin Law Firm, LLC, a Chicago law firm that concentrates in the areas of tax law, debt settlement, foreclosure defense and bankruptcy law. Mrs. Holguin is an experienced debt relief litigator who is licensed in the State of Illinois and Florida and holds a license to practice Federal law in Indiana and Illinois.

During her legal career, Mrs. Holguin has litigated hundreds of cases and participated in a reported case, in which the Supreme Court of Florida affirmed an award for social security benefits Mrs. Bentz obtained for her dependent client.

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Our Process Five Simple Steps
  • Step 1

    Conduct a free consultation with an experienced attorney

  • Step 2

    Complete a short credit counseling course

  • Step 3

    Meet with your attorney to prepare and file your bankruptcy

  • Step 4

    Attend a virtual Meeting of Creditors

  • Step 5

    Receive a discharge

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Recommended A+ Attorney

Jessica is very professional and responsive in helping you out in your situation. Recommended A+ Attorney.

Highly Recommend

Law, service, people, this place has it all! Highly recommend, would use again

Adam and Jess Are Great!!

Adam and Jess are great!!

Thank You So Much!

The service and results speak for themselves. Thank you so much!

5 Stars!

5 Stars!

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