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Monthly Archives: March 2026

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Property Exemptions in a Chapter 7 Bankruptcy

By Bentz Holguin Law Firm, LLC |

Many people don’t think property exemptions apply in a Chapter 7 bankruptcy. Probably due to the different procedure in business Chapter 7s, these personal matters picked up the unfortunate nickname of liquidation bankruptcies. While it’s true that the trustee (person who oversees a Chapter 7 bankruptcy for a judge) will liquidate all nonexempt assets… Read More »

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BankrLaw

What is the Difference Between Chapter 13 and Chapter 7?

By Bentz Holguin Law Firm, LLC |

A debtor’s financial troubles usually determine whether Chapter 7 or Chapter 13 is better. Debtors with excessive unsecured debts, like credit cards, usually file Chapter 7. Debtors with unpaid secured debts, like past due mortgage payments, usually file Chapter 13. As outlined below, these kinds of consumer bankruptcy have different stories (or at least… Read More »

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