Author Archives: Jessica Holguin
Presidential Bankruptcies
It’s never good to be in circumstances where you can’t pay your debts, but bankruptcy isn’t the catastrophe that some think it is. Just ask presidential candidate Donald Trump, whose casinos have twice gone bankrupt. If your debts are extensive and overwhelming, bankruptcy may or may not be the appropriate way for you to… Read More »
Have An Lawyer’s Advice
If you’re struggling with mounting debts that you don’t think you can ever pay, it’s important to obtain as quickly as you can the advice and assistance of an experienced Chicago bankruptcy lawyer. If, after a legal consultation, you and your bankruptcy lawyer determine that bankruptcy is your only practical option, your lawyer will… Read More »
Know The New DUI Law
Illinois has a new law designed to offer the public more protection from intoxicated drivers. Ignition interlock devices (IIDs) will become more common in Illinois as a result. The measure prohibits any driver with two or more DUI convictions from operating a vehicle unless it has an ignition interlock device installed. The devices –… Read More »
The Three Types of Bankruptcies
In previous generations, personal bankruptcy was thought by some to be a shameful last resort. In today’s economy, however, personal bankruptcy filings are no longer the end your credit. Bankruptcy is an acceptable, responsible way to organize your debts and to obtain a more-or-less fresh financial start. In or near the greater Chicago area,… Read More »
Economy Improves, Bankruptcies Decline
As the U.S. economy continues to improve, fewer individuals are filing for bankruptcy. The total number of bankruptcies filed in the United States has declined by more than 660,000 since 2011, and the number of individuals filing has dropped by 48 percent. Bankruptcy can put you back on the road to financial freedom and… Read More »
Know Your Rights Regarding Mesothelioma
Mesothelioma is an aggressive cancer found in the lining of the abdominal cavity, the chest lining, or the lining around the heart (the pericardium). Almost all mesothelioma patients have acquired the disease through work-related exposure to asbestos. Even a brief exposure is sufficient to cause mesothelioma. Other patients lived near an asbestos mine, near… Read More »
Taking Decisive Action
If you’ve made the choice to file for bankruptcy after consulting with an experienced Chicago bankruptcy lawyer, for some people a Chapter 13 bankruptcy will be preferable to a Chapter 7 bankruptcy. If you are behind on your mortgage, for example, but you want to keep your home, a Chapter 13 bankruptcy lets you… Read More »
Initiating The Bankruptcy Process
If you are thinking about filing for bankruptcy in Illinois, speak first with an experienced Chicago bankruptcy lawyer. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 made several significant changes to the United States Bankruptcy Code. Let an experienced bankruptcy lawyer explain to you the bankruptcy laws and also discuss with you… Read More »
Happy Hour And The Law
In July, Illinois reversed a 25-year ban on happy hours, that period in the late afternoon when bars and restaurants discount their drinks and offer free appetizers to drum up a little early business. You wouldn’t think a simple marketing scheme would be the focus of so much contention, but for decades, happy hour… Read More »
Wage Garnishments And Your Options
Garnishment, according to Wikipedia, is “a legal order for collecting a monetary judgment on behalf of a plaintiff from a defendant.” Wage garnishment, the most common type of garnishment, is the process of deducting money from an employee’s salary or wages. It happens when a creditor obtains a court order compelling an employer to… Read More »
