Author Archives: Jessica Holguin
Defending Your Home From Foreclosure
Thousands of Illinois homeowners have missed mortgage payments and now live in fear of losing their homes to foreclosure. Do not live in fear. There’s hope for homeowners facing foreclosure. If you’ve lost your job, sustained a severe injury or suffered a serious illness, or if you’ve missed mortgage payments for any other reason,… Read More »
Russia Legalizes Personal Bankruptcy
Residents of the greater Chicago area and the United States aren’t the only people who face serious debt problems. Russian authorities are preparing for an avalanche of bankruptcy applications after a new law came into effect in October allowing individuals in Russia to file for personal bankruptcy. Between 400,000 and 500,000 Russian people will… Read More »
Help And Hope For DUI Offenders
More than 5,000 people in Illinois – 5.085, to be precise – have had four or more convictions for driving under the influence. Under a new Illinois law that will take effect on January 1, 2016, those offenders could legally get behind the wheel once again. Governor Bruce Rauner signed the measure in August…. Read More »
Even Lawyers Need Lawyers
He probably should have consulted with an experienced bankruptcy lawyer. First, Michigan business lawyer David W. Charron was hit with a big fine for violating a judge’s order. Then, Charron filed for bankruptcy protection to avoid paying the fine. He should have known that monies owed to the courts – whether criminal or civil… Read More »
Stay Safe This Season
Once again, it’s the holiday season. The holidays mean more drinking, more traffic, more sobriety checkpoints, and more arrests for DUI. If you are charged with DUI by a Chicago or Cook County-area police agency, you’re going to need high-quality legal representation, and you’re going to need it fast. After a DUI arrest, contact… Read More »
The Good Credit Imperative
It’s imperative to have good credit. With poor credit, you may be rejected when you apply for a loan to buy a car, a home, or to start a new business. Put simply, bad credit limits your freedom. Time, patience, and for some, new spending habits will be required to improve one’s credit. However,… Read More »
For International Homebuyers
International homebuyers are purchasing more residential properties in the United States than ever before. From April 2013 through March 2014, U.S. home sales to international homebuyers totaled $92.2 billion according to figures from the National Association of Realtors. That figure represents a 35 percent increase over the previous twelve months. About seven percent of… Read More »
Why You May Need A Bankruptcy Lawyer
In the greater Chicago area, if you’re struggling just to make ends meet and you’ve missed a couple of car, mortgage, or utility payments, it’s probably occurred to you that bankruptcy might be an option. You’re right, but it’s not your only option. If the debts are mounting and you can’t pay them, discuss… Read More »
When You Need Protection
In the greater Chicago area, if your debts are mounting, the one sure way to put an end to the harassing letters and phone calls is to file for bankruptcy. The precise advantages of a bankruptcy filing will depend on whether you file a “Chapter 7” bankruptcy or a “Chapter 13” bankruptcy, but every… Read More »
Is DUI Enforcement Fair?
In the city of Chicago, the cops who set up DUI checkpoints are in trouble, at least with public opinion. In May, a Chicago Tribune investigative report showed how Chicago’s sobriety checkpoints are conducted almost exclusively in Hispanic and African-American neighborhoods. 84 percent of the roadside checkpoints were scheduled in areas populated mostly by… Read More »