Author Archives: Jessica Holguin
Doing The Right Thing The First Time
Mr. & Mrs. Jankowski had four children. Mr. Jankowski’s work is outdoors, so after a particularly harsh winter, they fell behind several months in their rent. Their landlord was about to evict them, and they didn’t think they could afford a bankruptcy, so Mrs. Jankowski went online to look for help. She found a… Read More »
Get The Help You Really Need
You can file for bankruptcy without the help of a bankruptcy lawyer, but it’s never a good idea. You can end up losing substantial cash – when you’re already in financial trouble – and have your bankruptcy petition denied if you make any mistake or fail to meet any of the requirements for bankruptcy…. Read More »
School Days
Most people understand that bankruptcy helps those in financial trouble to discharge unmanageable debt. However, you may be surprised to learn that one of the requirements for bankruptcy is going to school; if you need to file, you might want to stock up on pens and notebooks first. You have to complete credit counseling… Read More »
Negotiating Credit Card Debt
The average American household today is operating under more than $15,000 in debt, but there are ways to get out from under that debt. The first thing you’ll need to do is relax. Credit card debt is normally what the law calls “unsecured debt,” so a credit card company can’t take your house or… Read More »
Foreclosures and Alternatives
In the United States, one out of every 200 homes will at some time be foreclosed upon. The foreclosure rate in Illinois surpasses the national average, and in fact Illinois is one of the top ten states for foreclosures. Homeowners facing foreclosure are under tremendous personal and emotional pressure. For the average person, a… Read More »
Dealing With Medical Debts
The economy may be improving statistically, but for many receiving medical care, that improvement is illusory. One out of three people with medical bills in the United States are unable to pay. For those who are unable to pay, insurance doesn’t help much. Outstanding medical bills can also mean real trouble when you seek… Read More »
