Author Archives: Jessica Holguin
Brain Injuries And The Law
Anyone, unfortunately, can become a brain injury victim: in a car accident, in a slip-and-fall mishap, by tripping on stairs, or even just walking down the sidewalk. When someone is injured in a fall, a traffic accident, a sports collision, or an assault, we look for what we can see: swelling, cuts, bruises, and… Read More »
Saving Your Home
If you’re falling behind on mortgage payments in the Chicago area, you have a number of options. It’s not for everyone, but for some homeowners, a Chapter 13 bankruptcy may offer the best solution to impending foreclosure. An experienced Chicago bankruptcy lawyer can look at your situation and help you determine if bankruptcy is… Read More »
When You Sell A Home
When you sell a home in Illinois, the law requires you to disclose any specific flaws, defects, or other problems, issues, or complications with the property. Disclosure shouldn’t be seen as an aggravation; yes, it protects buyers, but it also protects sellers from future lawsuits by guaranteeing that buyers know exactly what they’re getting…. Read More »
Slips, Falls, And The Elderly
If you have elderly family members, you have to be concerned about the risk of slip-and-fall accidents. As we age, reactions are slower and healing takes longer, so the elderly are at the highest risk for serious slip-and-fall injuries. If you or someone you love is injured in a slip-and-fall accident in the Chicago… Read More »
Bankruptcy And Your Vehicle
In Illinois, will you lose your car or truck if you declare bankruptcy? The answer, like almost everything else in the law, is “it depends.” Several factors will determine whether you get to keep your vehicle after an Illinois bankruptcy. First, however, you should understand that bankruptcy is not always the best option for… Read More »
Auto Repossession In Chicago
If you take out a loan to buy a car, the creditor has the right to repossess the car if you do not make a payment or if you default on the loan. After repossessing your car, the creditor must send you a “Notice of Redemption,” which tells you whether the creditor will keep… Read More »
Buying A Home In 2015
Most observers of the real estate market are optimistic about 2015. Economic recovery and the improving job market will go a long way toward boosting affordability for homebuyers. Before you buy or sell any home in the Chicago area, consult first with an experienced Chicago real estate lawyer. In any real estate transaction, a… Read More »
Short Sales And Your Credit
If you are struggling with an “underwater” mortgage, you’re got plenty of company. In 2014, 9.1 million U.S. residential properties were underwater. That figure represents 17 percent of all residential properties with a mortgage in the United States. Many have lost their homes in the last decade. Others are still coping with loans worth… Read More »
What Is A Wage Garnishment?
If you owe someone money, that person or company, called a “creditor,” can file a lawsuit against you. If the creditor wins in court, the creditor receives a “judgment” against you, a court order stating how much you owe the creditor. The creditor may try to collect by taking part of your wages. That… Read More »
Automobile Recalls In 2014
As a young woman named Hien Tran drove home in Orlando last September, the airbag in her 2001 Honda Accord exploded and sent shrapnel flying into the vehicle. When Orlando paramedics found Ms. Tran, at first they thought someone had slashed her throat. A week after the young woman’s death, a letter arrived from… Read More »
