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Monthly Archives: August 2026

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Chicago Bankruptcy Timeline: How Long Does the Process Take

By Bentz Holguin Law Firm, LLC |

If you’re staring down a pile of bills and wondering whether bankruptcy will fix things by next Tuesday, we have some news. Bankruptcy is more marathon than sprint, but it’s a much shorter marathon than most people fear. So how long are we actually talking about? It depends heavily on which chapter fits your… Read More »

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BankruptcyPath

Bankruptcy vs Debt Settlement in Chicago: Which Path Actually Gets You Out of Debt?

By Bentz Holguin Law Firm, LLC |

If you’re staring down credit card statements and collection calls, you’ve probably heard two words tossed around as solutions: bankruptcy and debt settlement. They sound similar on the surface. Both promise a way to shrink what you owe. But they work in completely different ways, move on different timelines, and leave different marks on… Read More »

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Car Bankruptcy

Can You Keep Your Car in a Chicago Bankruptcy Case?

By Bentz Holguin Law Firm, LLC |

Worried about losing your vehicle if you file for bankruptcy? It’s one of the most common questions people ask before they even sit down for a consultation, and understandably so. A car isn’t just property. It’s how people get to work, pick up kids, and keep daily life running. The good news is that… Read More »

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Mortgage Arrears

Mortgage Arrears and Bankruptcy: What Chicago Homeowners Need to Know

By Bentz Holguin Law Firm, LLC |

Falling behind on mortgage payments is one of the most stressful financial situations a homeowner can face. Between missed payment notices, mounting late fees, and the looming threat of foreclosure, it can feel like there’s no way to catch up. But is bankruptcy actually a tool that can help you keep your home, or… Read More »

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2026 Updates to Median Income Limits for Bankruptcy in Illinois

By Bentz Holguin Law Firm, LLC |

If you are thinking about filing for bankruptcy in Illinois, one of the first questions you may have is whether your income qualifies you for relief. That is where median income limits come into play. These limits are updated periodically, and the 2026 adjustments could impact your options. The median income figures are used… Read More »

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