Author Archives: Jessica Holguin
Reckless Driving Has Serious Consequences
Reckless driving in the Chicago area has serious consequences. Illinois severely punishes drivers who threaten the safety of the public. You can be ticketed for reckless driving, but police officers have discretion and may actually put you under arrest if your reckless driving is egregious or if intoxication is suspected. Reckless driving is more… Read More »
Making A Home Attractive To Buyers
In the greater Chicago area, seek the advice of an experienced Chicago real estate lawyer before entering into any real estate transaction. When you sell a home or any other property in Illinois, an experienced Chicago real estate lawyer will help you make the best possible deal and protect your long-term best interests. While… Read More »
You’ll Need The Help
If you file for bankruptcy in the Chicago area without the help you need – the help of an experienced Chicago bankruptcy lawyer – you could end up losing a considerable amount of money at a time when you’re already seriously strapped for cash. If you overlook something, make a paperwork error, or fail… Read More »
More Credit Card Tips
Whether you’re young and you’ve just obtained your first credit card, or if you’re older and you have a wallet full of them, the only way to build a good credit history is to use credit cards with a bit of wisdom. It’s hard work, but if you do it right, in the long… Read More »
How To Handle That Credit Card
Are credit cards good or bad? Obviously – like guns and computers – it depends on how you use them. Insurmountable credit card debt is a leading reason why so many people in Illinois file for bankruptcy, so it’s imperative to use credit cards properly. If your credit card debt becomes insurmountable, you’ll probably… Read More »
When You File, It’s “Automatic”
In the greater Chicago area, if you are genuinely afraid that you are not going to be able to pay your debts – and they’re still piling up – you may want to discuss the bankruptcy option with an experienced Chicago bankruptcy lawyer. As you probably know, bankruptcy is the legal procedure that lets… Read More »
What Can You Keep When You’re Bankrupt?
If you are struggling with mounting debt in the Chicago area and you don’t see any way out, don’t panic. Help is available. Discuss your legal options and rights regarding debt as quickly as possible with an experienced Chicago bankruptcy lawyer. When you file for bankruptcy, you’re permitted to keep some of your personal… Read More »
A Long And Fascinating History
Debt settlement and bankruptcy have a long and fascinating history. Ancient Greece, for example, had no legal concept of bankruptcy at all, so if you accumulated debts that you could not pay, you and your family – and even your own servants – would be forced into debt slavery until the creditor was satisfied…. Read More »
The Means Test In Illinois Bankruptcies
Most people who file for bankruptcy in Illinois file under Chapter 7. In a Chapter 7 bankruptcy, a court liquidates most of your assets to pay off as much of your debt as possible, and what isn’t paid is discharged or erased. In a Chapter 13 bankruptcy, you create a plan to pay off… Read More »
Prescription Drugs, Injuries, And Fatalities
It’s an epidemic now in the U.S. It’s the rising number of fatalities from the use of legally-prescribed opioids, pharmaceutical drugs that function like morphine. In 2010, more than four times as many opioid-related fatalities were reported as in the year 2000. In fact, since the year 2000, over 100,000 people in the U.S…. Read More »