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Author Archives: Jessica Holguin

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Essential Chicago Homebuyer Tips

By Jessica Holguin |

It’s not rocket science to understand why prospective homebuyers are deciding that now is the time to buy in the Chicago area. Interest rates are still low. Both nationally and locally, all the economic indicators are positive. Whether you’re a seasoned investor or a first-time homebuyer; whether you’re relocating your family or retiring; or… Read More »

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Survive Your Hospital Visit

By Jessica Holguin |

Medical mistakes in hospitals are linked to 440,000 deaths every year in the United States, according to Consumer Reports. That’s a terrifyingly high figure. Your selection of a hospital can genuinely mean the difference between life and death. If you’re injured by medical malpractice in a hospital or in any other Illinois medical facility,… Read More »

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Do I Need A Personal Injury Lawyer?

By Jessica Holguin |

Growing cities, flourishing populations, and rapidly-evolving technologies inevitably mean more accidents, more injuries, and more victims. Everyone’s chance of sustaining a personal injury is on the rise in the 21st century, and in the near future you may find yourself having to hire a personal injury lawyer. What are the “personal” injuries that lead… Read More »

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Don’t Do This Alone

By Jessica Holguin |

When you’re already in a financial crisis, it may seem like paying for a bankruptcy lawyer is just running up another needless debt. Some people try to file on their own or find the cheapest help they can get. Why not? Bankruptcy is just a form you fill out and leave at the courthouse,… Read More »

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Questions To Ask About Condos

By Jessica Holguin |

So you’ve decided to buy a condominium in the Chicago area. Condos offer real advantages, especially security and maintenance. But you’ll want to ask the condominium board or association a few questions. If you’re on either side of a real estate transaction in the Chicago area, have an experienced Chicago real estate lawyer review… Read More »

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Avoid Payday Loans

By Jessica Holguin |

No matter how broke or in debt you might be, it’s wisest to avoid entirely what are called “payday” loans. Also called “cash advances” or check loans, these are short-term loans, usually for $500 or less, with exorbitant interest rates. The loans are typically made to borrowers with weak credit or low incomes, and… Read More »

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Buying Your First Home

By Jessica Holguin |

If you don’t yet own a home, you’ve received ample advice from family, friends, and even complete strangers. You, however, may still wonder if buying a home is right for you. Relax. The more you know about the housing market and the homebuying process, the less anxiety you’ll have. In the Chicago area, an… Read More »

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Personal Injury In Illinois

By Jessica Holguin |

Personal injury law in Illinois deals with motor vehicle collisions, medical malpractice incidents, defective products, slip-and-fall injuries, and almost every other kind of injury that can be caused by the negligence of another person. If you sustain an injury in an accident in Illinois, and the accident was someone else’s fault, you have the… Read More »

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Real Estate And Retirement

By Jessica Holguin |

The concept of retirement is constantly changing. For decades, the trend was retirement in Florida. Retirement communities in Arizona were popular for a few years. Then condominiums started growing in popularity; retirees who choose condos can live near others like themselves, and they have no lawns or lawnmower concerns. If you’re approaching retirement age,… Read More »

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Bankruptcy And HOA Fees

By Jessica Holguin |

A homeowners’ association (HOA) enforces rules pertaining to how your property is used and what it looks like. Most deed-restricted communities require an HOA fee that pays for that community’s upkeep and maintenance. These fees may be due monthly, quarterly, or annually. If you pay HOA fees (or “dues”), you may be surprised if… Read More »

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