Author Archives: Jessica Holguin
The Main Reason For Bankruptcy
When you consider why so many people file for bankruptcy in the Chicago area, you may think that poor spending habits, credit card debt, a lack of savings, or unemployment cause most bankruptcies. You’d be wrong. The number one reason for bankruptcy in the United States is medical expenses. If you’re facing overwhelming medical… Read More »
Compensation And Personal Injury
If you suffer a personal injury because of someone else’s negligence in the Chicago area, speak immediately with an experienced Chicago personal injury lawyer for the legal advice and representation you’ll need to recover compensation for your injury. A personal injury can happen to anyone, and it can happen entirely without warning. You could… Read More »
More Tips For International Homebuyers
According to the National Association of Realtors, buyers from outside the United States now account for more than 7 percent of all U.S. residential property purchases. Nearly half of the international buyers, 47 percent, buy vacation properties. 22 percent buy investment property, and nearly a third buy a property here for both reasons. The… Read More »
Driving And Prescription Drugs
If you are injured in the Chicago area in an accident with a negligent driver, you may be able to obtain reimbursement for your medical treatment, lost wages, and other injury-related expenses by contacting an experienced Chicago personal injury lawyer and filing a personal injury claim. Driving under the influence and texting while driving… Read More »
When Foreclosure Threatens
Foreclosure can seem frightening, especially when you are struggling with debts and the lenders are powerful banks, but homeowners in Illinois are frequently able to defeat foreclosure lawsuits and keep their homes. In a typical case, several things can go wrong for lenders, so if you face foreclosure in the Chicago area, get legal… Read More »
Creative Ways To Afford Your Home
You want to buy a home in the Chicago area, but your income and savings make homebuying a challenge. You aren’t quite ready – or so it seems – to buy the home that you really want and desire. The first thing you should do is discuss your situation and seek suggestions from an… Read More »
You Can’t Fake Personal Injury
Selena Edwards, 38, of Victorville, California, is in a lot of trouble. Edwards is accused of using fake photographs to sue McDonald’s. The photos show someone’s burned hands, but they aren’t hers. Edwards claimed that her hands were burned by hot McDonald’s coffee, but detectives say she copied the photos from a hospital website…. Read More »
What Is Wrongful Death?
When a preventable death is the result of another person’s negligence, survivors may file a wrongful death claim. If you’ve lost a family member in a wrongful death, obviously no sum of cash can ease your pain, but a wrongful death lawsuit can however supply the resources a family needs to move forward meaningfully… Read More »
Credit Scores For Homebuyers
Lenders look at your credit score to determine whether to approve you for a home mortgage. Before lending, creditors want to know how much of a risk you are. The higher your credit score, the better your chances are for approval. However, raising your score takes time and persistence. The only quick-fixes are to… Read More »
Bankruptcy In Illinois: Where And How Long?
The traditional form of personal bankruptcy is Chapter 7, where the court sells most of your assets and uses that money to pay off as much of your debt as possible. Anything not paid is discharged or erased. Under a Chapter 13 bankruptcy, you draft a plan to pay off secured debts and as… Read More »